Mutual Fund & SIF Distribution

What we help with

• SIP, lumpsum and STP execution across equity, debt, hybrid and index funds.
• SWP setup when a plan moves from accumulation to drawing income.
• Specialized Investment Funds (SIF) for investors who meet the eligibility criteria — a category that sits between mutual funds and portfolio management, with strategies mutual funds cannot run.
• Shariah-compliant / ethical portfolios for investors who want their investing to follow specific screening criteria.
• Goal mapping — retirement, a child’s education, a house, or general wealth-building — before any fund is chosen.
• Portfolio review on a set schedule, not only when markets move.

What a Specialized Investment Fund (SIF) is

SIF is a newer category of investment product regulated by SEBI, designed for investors who want strategies beyond what a traditional mutual fund can offer — such as long-short equity or more concentrated, actively-managed approaches — while still sitting inside a pooled, regulated structure. SIFs typically carry a higher minimum investment than mutual funds and are meant for investors who understand the additional risk and lower liquidity that can come with these strategies. We assess whether a SIF strategy actually fits your situation before recommending one; it is not a default suggestion.

How we work

1. A conversation about what the money is for, your timeline, and how much risk you are actually comfortable carrying — not just what you say you can tolerate.
2. A shortlist of funds or a SIF strategy, with the reasoning and the commission we earn shown alongside it.
3. KYC and execution — we handle the paperwork.
4. Scheduled review, and a conversation whenever something material changes in the fund, your goal, or your life.

How we are paid

ALT Invest is an AMFI-registered mutual fund distributor (ARN-278288). We earn trail commission from AMCs on the funds you hold through us — this does not add to your cost beyond what a direct plan investor would pay in expense ratio difference, and we disclose the commission on any fund we recommend. We do not charge a separate advisory fee for this service. Full detail in our disclaimer.

Before you talk to us: run your own numbers

Our sister site, PlanRetirement.in, has free calculators for SIP projections, retirement corpus, SWP drawdown and dividend income — no sign-up, nothing sent to a server, and no product suggestions. Use it to see where you stand before the conversation.